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Remortgage to Release Equity in Lincoln

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Remortgage to Release Equity in Lincoln

Helping you release equity from your home through a remortgage in Lincoln.

Arrange a Remortgage Review

Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What are you looking to achieve?

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

How long have you been self employed?

What are you looking to achieve?

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an equity release appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a bridging loan appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

What is a remortgage to release equity in Lincoln?

Remortgaging to release equity allows you to borrow funds tied up in your property’s value, whether it’s for:

  • Debt Consolidation
  • Gifts to Family
  • Divorce or Separation
  • Home Improvements
  • Aged 50+ retirement planning.

By working with a mortgage broker in Lincoln, like ourselves, you can find an option tailored to your circumstances.

Remortgage to Release Equity in Lincoln

How much equity can I release when remortgaging in Lincoln?

How much equity you can release when remortgaging in Lincoln depends on your home’s value and the remaining balance of your secured loans or mortgage.

Lenders will also review your credit score, affordability, and age to determine the amount they can offer.

Our mortgage advisors in Lincoln will provide step-by-step guidance to make the process simple.

Will remortgaging to release equity in Lincoln affect my monthly payments?

Releasing equity through a remortgage in Lincoln could affect your monthly payments, depending on how much you borrow and the terms of your new mortgage.

Borrowing more or opting for a shorter repayment term may lead to higher payments.

Adjusting the term could reduce monthly costs but might increase the total cost over time.

Get tailored mortgage advice in Lincoln to explore solutions that suit your financial goals.

Speak to an Advisor

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Remortgage to Release Equity FAQs

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Reviews Stars4.98 Rating116 Reviews

Our Simple Remortgage Process

Remortgage Review

Remortgage Review

Step 1

The process begins with a remortgage review to understand your current situation.

Whether you’re looking to release equity in Lincoln for home improvements or reduce your monthly outgoings, we’ll guide you through the available options.

1000's of Remortgage Deals

1000's of Remortgage Deals

Step 2

Our extensive network allows us to provide access to thousands of remortgage deals.

For those in Lincoln, we’ll compare competitive rates and flexible options to help you achieve your goals.

Remortgage Application

Remortgage Application

Step 3

We’ll handle the remortgage application on your behalf, ensuring all forms are completed accurately and on time.

Our mortgage advisors in Lincoln will keep you informed throughout the process.

Completion

Completion

Step 4

When your remortgage is approved, we’ll oversee the completion, ensuring everything is finalised smoothly.

Whether staying with your current lender or switching to a new one, we’ll make the process seamless in Lincoln.

Reasons to Choose us

Remortgage Review

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Our remortgage review helps homeowners in Lincoln explore their options with ease.

Whether you’re planning to release equity, reduce your monthly payments, or find a better deal, our advisors will provide expert guidance at no cost.

1000s of Remortgage Deals

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With access to thousands of remortgage deals, we’ll find the best match for your situation in Lincoln.

From competitive fixed-rate offers to flexible products, we’ll ensure you have plenty of options to choose from.

Our Service

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Our service in Lincoln is designed to take the stress out of remortgaging.

We’ll handle the application process, manage all paperwork, and liaise with lenders, ensuring a smooth and efficient experience.

7 Days a Week

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Our mortgage advisors in Lincoln are available 7 days a week, so you can access support whenever it’s convenient for you, including evenings and weekends.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

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Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Lincolnmoneyman 2025.

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