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Income protection insurance ensures a regular income in case you can’t work due to illness or disability, lasting until your return to work or retirement. It covers various conditions, anticipating your ability to resume work. If retirement age is reached without returning to work, coverage ends. Payouts are capped based on your salary. We can help you choose the right policy, tailor specifications, and assess if income protection suits your needs.
We offer a free initial insurance review for new and existing customers in Lincoln, conducted by our protection and mortgage advisors in Lincoln. . Considering the potential cost of Income Protection, especially with the possibility of multiple payouts, we recommend assessing the overall costs and coverage of existing policies.
When obtaining an Income Protection policy, understanding its coverage and terms is crucial. Our advisors in Lincoln will guide you through these details. During the review, our team will evaluate your personal and financial circumstances, including lifestyle, age, and medical history, to determine if Income Protection is the right choice for you.
At Lincolnmoneyman, we provide a complimentary insurance review for every customer, offering expert mortgage advice in Lincoln. We assess your personal and financial situation to determine if Income Protection is suitable, taking into account factors like lifestyle, age, and medical history, influencing monthly premiums.
Income Protection insurance can be costly, especially with a short deferred period. It’s advisable to evaluate total costs and coverage when you have other policies. Before obtaining your policy, understanding payout specifics and conditions is crucial, and our Protection Advisor in Lincoln will assist you with this.
For insurance business we offer products from a range of insurers.
Our Customers Love Us
37 5 Star Reviews
Sharon Collins
Great service and support - got us just what we needed thanks
6 Jul 2026
Angela Baufeldt
We used UK money man for the purchase of our new home in Lincoln. Chris Wardill was our advisor and he was excellent all the way through the process. It was quite a stressful purchase from our side but Chris was used to the various hurdles and we felt he went the extra mile to get us the best deal for our circumstances. Overall we would certainly recommend Chris and UK money man to any other clients.
1 May 2026
michelle winters
Really great service and advice given. From my first phone call with Matt and the rest of the team my mortgage offer was made and complete within 2 weeks, excellent and would certainly recommend.
20 Aug 2025
Laura McGregor
Malcom made the process of applying for my first mortgage really quick and stress free. The team were able to break down any unknown vocab in a patient and kind manner and made sure that I understood every part of the process. Such good service!
29 Apr 2025
alan thomas
Excellent professional and helpful advice Fuss free service. We would highly recommend Connor for your mortgage!!
31 Jul 2023
Rhiannon Bourke
Made remortgaging really quick and easy. Found me a good deal and helped fulfil my requests.
31 May 2023
P Swick
Very helpful, friendly and professional!! Would 100% recommend for anyone looking for a mortgage!
20 Feb 2023
Sadie Brothwell
We chose Lincoln money man because a friend had recommended them. We had an opportunity to buy our house but without the typical, perfect first time buyers profile, we knew we would struggle obtaining a mortgage. I am working part time, my husband is self employed, we have 5 children and my credit history is far from pristine. Both Chris and Meghan were very honest with our options, helped us take the steps needed to improve our credit rating, worked tirelessly to get us the mortgage that we needed and always kept us updated with regular phone calls and emails. They really did make our dream of owning our own house a reality when they secured us a mortgage offer, which has now resulted in completion. We will no longer have to pay rent , we are paying towards our future, our children’s future. We will always be grateful and look forward to future contact when we are due to remortgage. Thankyou!
17 Oct 2022
Elli McNally
Really happy with the service we received from our mortgage advisor Tom. As first time buyers we had lots of questions about the process which Tom was always happy to answer. Our mortgage application was submitted and accepted really quickly with the support of Tom and our friendly case manager Jo. They also supported us with finding a conveyancer which took a lot of stress off us. We’d really recommend Lincoln Moneyman’s services as they made us feel much more at ease with the process.
14 Sep 2022
Cláudia Silva
Amazing Team, answer all my doubts, always at the end of the phone and made sure to updated me of any information or changes needed. Save me the hassle of paperwork or hunt deals for mortgage and definitely will recommend them to any future buyers.
23 Mar 2022
Please speak with a dedicated protection advisor in Lincoln to discuss the potential insurance options that are relevant to your needs. Alternatively, you can consider listening to our recommendations.
We will meet your available monthly budget and create a tailor-made plan that surrounds your current personal and financial situation.
Once we have found the right product for you and you are happy to continue, we will submit your application to the provider. Occasionally, the policy provider may return to us for further information before they will consider accepting the application.
If you have also taken out your mortgage with us, we will contact you again at the time of the remortgage. We will also take this time to look at any policies you have in place.
We offer all new/existing customers a complimentary protection review where we will examine any current policies you have and assess their suitability.
Afterwards, we will suggest which products, such as critical illness income protection and/or life insurance, align with your requirements. If necessary, we will tailor the plan to fit within your monthly budget.
Your protection advisor in Lincoln will consistently provide clear and transparent mortgage advice in Lincoln. Throughout the process, they will work on your behalf to find the most suitable arrangement based on your personal and financial circumstances.
As a mortgage broker in Lincoln, with over 20 years of experience in the mortgage and protection industry, we have assisted numerous customers in acquiring Income Protection products in the past and we could assist you next!
Our protection and mortgage advisors in Lincoln are dedicated to ensuring your protection and securing the appropriate policy that will provide financial assistance when it is most needed.
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Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Lincolnmoneyman 2009–2026
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Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Lincolnmoneyman 2009–2026
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