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Thanks to the Help to Buy Schemes, your odds of getting onto the property may have improved. As of now, there are more routes to choose from, depending on if you are eligible.
As a mortgage broker in Lincoln, our job is to inform you about the different eligible schemes for your circumstances. You may find that other Help to Buy Schemes are available for you out there.
However, you can’t just pick and choose a scheme that you like, as you won’t likely qualify for all of them. But, this is something that our mortgage advisors in Lincoln can check your eligibility before you rush into applying for anything.
Help to Buy in Lincoln applies properties up to a maximum value, this value is depending on your region in England. Our mortgage advisors in Lincoln will check your eligibility to whether or not you may qualify for this scheme.
As your expert mortgage broker in Lincoln, we can provide Help to Buy mortgage advice across all schemes. Find more information about Help to Buy Schemes available to you and the most common Help to Buy mortgage scenarios further down this page.
Mortgage schemes play a pivotal role in the process of purchasing a home in Lincoln through the “Help to Buy” initiative. This government-backed program aims to assist first time buyers and home movers by offering a range of schemes that make homeownership more accessible.
One popular option is the Shared Ownership scheme which allows individuals to purchase a share of a property and pay rent on the remaining portion, providing an affordable entry point into homeownership.
For those considering a home purchase in Lincoln, exploring mortgage schemes, particularly if you are struggling to save for a deposit, is crucial. By understanding and leveraging these schemes, aspiring homeowners can navigate the Lincoln housing market with greater flexibility and financial support.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
37 5 Star Reviews
Sharon Collins
Great service and support - got us just what we needed thanks
6 Jul 2026
Angela Baufeldt
We used UK money man for the purchase of our new home in Lincoln. Chris Wardill was our advisor and he was excellent all the way through the process. It was quite a stressful purchase from our side but Chris was used to the various hurdles and we felt he went the extra mile to get us the best deal for our circumstances. Overall we would certainly recommend Chris and UK money man to any other clients.
1 May 2026
michelle winters
Really great service and advice given. From my first phone call with Matt and the rest of the team my mortgage offer was made and complete within 2 weeks, excellent and would certainly recommend.
20 Aug 2025
Laura McGregor
Malcom made the process of applying for my first mortgage really quick and stress free. The team were able to break down any unknown vocab in a patient and kind manner and made sure that I understood every part of the process. Such good service!
29 Apr 2025
alan thomas
Excellent professional and helpful advice Fuss free service. We would highly recommend Connor for your mortgage!!
31 Jul 2023
Rhiannon Bourke
Made remortgaging really quick and easy. Found me a good deal and helped fulfil my requests.
31 May 2023
P Swick
Very helpful, friendly and professional!! Would 100% recommend for anyone looking for a mortgage!
20 Feb 2023
Sadie Brothwell
We chose Lincoln money man because a friend had recommended them. We had an opportunity to buy our house but without the typical, perfect first time buyers profile, we knew we would struggle obtaining a mortgage. I am working part time, my husband is self employed, we have 5 children and my credit history is far from pristine. Both Chris and Meghan were very honest with our options, helped us take the steps needed to improve our credit rating, worked tirelessly to get us the mortgage that we needed and always kept us updated with regular phone calls and emails. They really did make our dream of owning our own house a reality when they secured us a mortgage offer, which has now resulted in completion. We will no longer have to pay rent , we are paying towards our future, our children’s future. We will always be grateful and look forward to future contact when we are due to remortgage. Thankyou!
17 Oct 2022
Elli McNally
Really happy with the service we received from our mortgage advisor Tom. As first time buyers we had lots of questions about the process which Tom was always happy to answer. Our mortgage application was submitted and accepted really quickly with the support of Tom and our friendly case manager Jo. They also supported us with finding a conveyancer which took a lot of stress off us. We’d really recommend Lincoln Moneyman’s services as they made us feel much more at ease with the process.
14 Sep 2022
Cláudia Silva
Amazing Team, answer all my doubts, always at the end of the phone and made sure to updated me of any information or changes needed. Save me the hassle of paperwork or hunt deals for mortgage and definitely will recommend them to any future buyers.
23 Mar 2022
During your free initial mortgage appointment, your mortgage advisor in Lincoln will go through your Help to Buy options and discuss the schemes you may be able to access.
If you want to continue with the scheme, we can begin finding you teh perfect mortgage whilst you apply for the scheme online.
Our team will search through 1000s of mortgages in order to find the perfect product for you and your new property.
Hopefully, by now you will have been accepted onto your Help to Buy scheme.
The next step is to prepare your mortgage application and get it ready to send off to the mortgage lender.
We will keep you up-to-date with the progress of your mortgage application throughout the entire process.
Once we hear the good news, we will let you know that your keys are ready to collect!
Our offerings extend beyond finding the optimal mortgage arrangement for you. We will also offer suggestions for pertinent insurance choices to safeguard both you and your loved ones.
During your initial free initial mortgage appointment, your assigned mortgage advisor in Lincoln will take the time to go through all your documentation with you so that you have an idea of the amount you will be paying monthly for your mortgage deal.
Get in touch with us today and book yourself for a free initial mortgage appointment to speak to one of our experienced mortgage advisors in Lincoln, who will guide you throughout every step of your mortgage journey.
Our open and honest team will always recommend the most suitable option for your financial and individual circumstances, doing everything they can to ensure that you feel happy, stress-free, informed and in safe hands through your entire Help to Buy mortgage journey.
Not only will we be able to help you out with your mortgage, but if you require any help concerning surveyors or solicitors, we can also provide you with advice and point you in the right direction, discussing what exactly you may need for that.
Our flexible team are available 7 days a week so that you can get in touch with us at a time that suits you and your busy schedule. Book your free initial mortgage appointment online or by giving us a call.
Contact us today to speak with a dedicated mortgage advisor in Lincoln. We have had countless enquiries from other customers who are looking to utilise the Help to Buy scheme. From that initial first point of contact until the end of your mortgage process, having someone by your side is always reassuring.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Lincolnmoneyman 2009–2026
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Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Lincolnmoneyman 2009–2026
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