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Thanks to the Help to Buy Schemes, your odds of getting onto the property may have improved. As of now, there are more routes to choose from, depending on if you are eligible.
As a mortgage broker in Lincoln, our job is to inform you about the different eligible schemes for your circumstances. You may find that other Help to Buy Schemes are available for you out there.
However, you can’t just pick and choose a scheme that you like, as you won’t likely qualify for all of them. But, this is something that our mortgage advisors in Lincoln can check your eligibility before you rush into applying for anything.
Help to Buy in Lincoln applies properties up to a maximum value, this value is depending on your region in England. Our mortgage advisors in Lincoln will check your eligibility to whether or not you may qualify for this scheme.
As your expert mortgage broker in Lincoln, we can provide Help to Buy mortgage advice across all schemes. Find more information about Help to Buy Schemes available to you and the most common Help to Buy mortgage scenarios further down this page.
Mortgage schemes play a pivotal role in the process of purchasing a home in Lincoln through the “Help to Buy” initiative. This government-backed program aims to assist first time buyers and home movers by offering a range of schemes that make homeownership more accessible.
One popular option is the Shared Ownership scheme which allows individuals to purchase a share of a property and pay rent on the remaining portion, providing an affordable entry point into homeownership.
For those considering a home purchase in Lincoln, exploring mortgage schemes, particularly if you are struggling to save for a deposit, is crucial. By understanding and leveraging these schemes, aspiring homeowners can navigate the Lincoln housing market with greater flexibility and financial support.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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4.98 Rating117 Reviews
Hind
Leo Shakespeare and the admin team from LincolnMoneyman were excellent in securing a mortgage offer for us. I could not recommend them enough. Leo was always punctual with his telephone appointments and never rushed; he took the time to fully...
2 months ago
Gemma
Excellent support, proactive throughout and worked hard to get us the best possible deal. Would definitely recommend.
7 months ago
Ross
Excellent service from Malcolm and the team, they helped us secure a mortgage deal on our dream home.
9 months ago
Mr Graham
Thank you to Lincoln Moneyman. They were very helpful and gave excellent advice at every part of the process.
10 months ago
Stuart
Made transferring my mortgage to a new deal so easy
1 year ago
Kirsty
Really helpful as a first time buyer for advice and guidance. Jason helped me every step of the process and gave me a clear idea of what to expect. Jo was also very quick to get my final mortgage approval sorted, so I can only recommend Lincoln...
1 year ago
William
Great service! Always making remortgage easy while walking me though all of my options in detail.
1 year ago
Alwyn
The service was excellent. Everything was explained clearly and all efforts made to find me the best deal. Friendly and great communication throughout. Thank-you for the help!
1 year ago
Tristan
They have taken on all I could not and more. Very thankful
1 year ago
Samantha
Excellent service, always available when required and made the process hassle free.
1 year ago
Thomas
All of the members of the team I spoke to including Jason and Stacey were fantastic. They answered all my questions and provide support where needed. I would definitely recommend
1 year ago
Anonymous
We reached out to just see where we stood in regards to our borrowing limit and we’ve come out the other end with a mortgage offer and we are going down the route of getting out own home! This never would have been possible without the help of...
2 years ago
Mr Jamie
Daniel was very friendly, knowledgeable and explained everything to us in enough detail without being overwhelming. He gave gentle reminders for things that we had forgotten to do and got us a very good deal for our remortgage. Would highly...
2 years ago
Anonymous
We had a great experience arranging a remortgage with Dinah and Paula. Our situation was a little complicated, but we received very practical advice and they assisted us right through the process. It was all very straightforward in the end. Thank...
2 years ago
Anonymous
Excellent service. Jason has been very helpful and encouraging every step of the way, especially considering our complex circumstances. Easy to set up video calls to discuss matters and email communication has been very quick, detailed and achieved...
2 years ago
Charlotte
Charlie has been nothing but helpful, answers all questions thrown at him, takes the time to explain what everything means which has been hugely helpful as a first time buyer! It’s been a really quick and smooth process from the rest of the team...
2 years ago
Anonymous
Jason and Megan were absolutely brilliant! Both helping me through the entire process.
2 years ago
Hope
Matt & Paula have been so great and efficient in supporting us as first time buyers. Not once did we feel overwhelmed during the process which is great given that we came into this not knowing what to expect. Everything has been quick and efficient,...
2 years ago
Thomas
Matt was incredibly honest and helpful throughout the process even though he was aware I was speaking to a variety of advisors at my point of contact. His knowledge, responsiveness, and willingness to discuss options available to me, made him the...
2 years ago
Hannah
Matt and Stacey were really helpful in sorting our remortgage out. Matt was quick to get back to us when we had questions and Stacey was always on hand as support
2 years ago
During your free initial mortgage appointment, your mortgage advisor in Lincoln will go through your Help to Buy options and discuss the schemes you may be able to access.
If you want to continue with the scheme, we can begin finding you teh perfect mortgage whilst you apply for the scheme online.
Our team will search through 1000s of mortgages in order to find the perfect product for you and your new property.
Hopefully, by now you will have been accepted onto your Help to Buy scheme.
The next step is to prepare your mortgage application and get it ready to send off to the mortgage lender.
We will keep you up-to-date with the progress of your mortgage application throughout the entire process.
Once we hear the good news, we will let you know that your keys are ready to collect!
Our offerings extend beyond finding the optimal mortgage arrangement for you. We will also offer suggestions for pertinent insurance choices to safeguard both you and your loved ones.
During your initial free initial mortgage appointment, your assigned mortgage advisor in Lincoln will take the time to go through all your documentation with you so that you have an idea of the amount you will be paying monthly for your mortgage deal.
Get in touch with us today and book yourself for a free initial mortgage appointment to speak to one of our experienced mortgage advisors in Lincoln, who will guide you throughout every step of your mortgage journey.
Our open and honest team will always recommend the most suitable option for your financial and individual circumstances, doing everything they can to ensure that you feel happy, stress-free, informed and in safe hands through your entire Help to Buy mortgage journey.
Not only will we be able to help you out with your mortgage, but if you require any help concerning surveyors or solicitors, we can also provide you with advice and point you in the right direction, discussing what exactly you may need for that.
Our flexible team are available 7 days a week so that you can get in touch with us at a time that suits you and your busy schedule. Book your free initial mortgage appointment online or by giving us a call.
Contact us today to speak with a dedicated mortgage advisor in Lincoln. We have had countless enquiries from other customers who are looking to utilise the Help to Buy scheme. From that initial first point of contact until the end of your mortgage process, having someone by your side is always reassuring.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Lincolnmoneyman 2009–2026
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Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Lincolnmoneyman 2009–2026
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