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Moving Home Mortgage
Advice in Lincoln

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7 days a week, 8am - 10pm

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Moving Home Mortgage
Advice in Lincoln

Planning your next home move? Let our expert mortgage advisors in Lincoln help you navigate the home-buying process with ease.

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We take the stress away from moving home in Lincoln

Moving home is frequently cited as one of life’s most stressful experiences, but it shouldn’t have to be. With the help of a mortgage broker in Lincoln by your side, let us deal with the mortgage aspects to take the stress away, leaving you to focus more time on the move itself.

What makes moving home stressful is balancing both a purchase and sale to complete simultaneously, along with the sheer amount of paperwork and completions with your conveyancing solicitor. You will need to have secured your onward purchase and find a buyer for your existing property within a timeframe.

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Moving Home Mortgage <br>Advice in Lincoln

Open & honest mortgage advice in Lincoln

How can a mortgage advisor in Lincoln help relieve the stress of moving home? Simple, our experienced team can help ensure that your buying process runs as smoothly as possible. We are here to support you throughout the whole journey and are open 7 days a week to answer any questions you may have.


We work with a large panel of lenders providing a wide product range. We will search through this panel which holds 1000s of mortgage products and then approach a lender whose criteria best match your circumstances to find the most appropriate mortgage deal for you.


If you are looking to move home in Lincoln, please don’t hesitate to get in touch with our team. We offer all of our new/existing customers a free mortgage appointment and let us see how we can help start your home moving journey today.

Can I port my mortgage when moving home in Lincoln?

In certain instances, transferring your mortgage to a new property in Lincoln may be viable, contingent upon your mortgage lender’s policies. To see whether this option is available to you, get in touch with our team, and we’ll assist you in obtaining the necessary information.

Ultimately, our goal is to ensure a seamless and stress-free home-moving experience for you. If porting your mortgage isn’t a viable choice, we’re here to offer expert mortgage advice in Lincoln, guiding you towards the ideal mortgage for your new home. Don’t hesitate to contact us today and embark on your Lincoln home-moving mortgage journey.

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FAQs for Home Movers in Lincoln

What happens if I buy a house then want to move?

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If you decide to move after buying a house, you have a few options. One common choice is to sell your current property. The proceeds from the sale can then be used to pay off your existing mortgage, and any remaining funds can contribute to the purchase of your new home.

You may also be faced with an early repayment charge (ERC) due to paying off your fixed mortgage product too early. Your mortgage advisor in Lincoln will go through these costs with you.

Can I pay off my mortgage in Lincoln early?

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Yes, you have the flexibility to settle your entire mortgage at any point, provided you clear any applicable early repayment charges (ERCs).

During your introductory, fixed, or discount period, many lenders permit annual overpayments of up to 10% of your mortgage balance.

For those on a standard variable rate, there’s typically no restriction on the amount you can overpay.

Is the moving home mortgage process the same as the first time buyer process?

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While there are similarities, the moving home mortgage process differs from that of a first-time buyer.

When moving, you may have an existing mortgage to sort out, and options like porting or selling your current home come into play. As you can guess, the process can become complicated and sometimes stressful. That’s why it is advisable to consult with a mortgage advisor in Lincoln to navigate the moving home mortgage journey.

How does the free home movers review work?

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We have made it simple and easy to book your free home movers review. You can either book online or give us a call and we can arrange a date and time with you.

During your free home movers review, we will take a look at your current mortgage and the price of the property you’re looking to buy to assess your mortgage affordability. In some cases, you may also be able to port your mortgage in Lincoln, making the mortgage process a little more complex. This is an example of why it is important to speak with a mortgage advisor in Lincoln.

If you can’t port your current mortgage, we will explore your mortgage options and see what sort of deals are accessible to you on your new property.

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Our Simple Mortgage Process

Free 30-Minute Home Movers Reviews

Step 1

The first step is to book a free mortgage appointment online or by giving us a call. This mortgage appointment will last roughly 30-minutes with a moving home mortgage advisor in Lincoln.

During the appointment, you will be asked a series of questions regarding your personal and financial situation. This is to get an idea of your situation in order to find the most suitable mortgage for your circumstances.

We Can Search 1000s of Mortgage Deals

Step 2

After your free mortgage appointment, your mortgage advisor in Lincoln will try and find the most appropriate mortgage product tailored to your circumstances.

We will search 1000s of mortgages through our panel of high street and specialist lenders, tyring to find a product that saves you time and money.

Submit Your Mortgage Application

Step 3

Once we have found you the perfect mortgage product and you are happy to continue with us and the deal, we can begin preparing your mortgage application.

Form this point in the process, you will be handed over to a case manager, who will help you prepare your whole mortgage application, making sure that it is the best that it can be. Once we are both ready, we can send it off to the mortgage lender!

Protecting You and Your Mortgage

Step 4

All that is left to do is to await back from the mortgage lender. As soon as we hear back from the mortgage lender, your dedicated case manager will be in touch to let you know that it is time to get your keys!

Our services go beyond getting you the perfect mortgage. We also look at insurance products with you to protect you and your family in the future. You are not under obligation to take out any of these products.

Reasons to Choose us as your Mortgage Broker in Lincoln

Free Mortgage Appointment

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All new/existing customers are entitled to take advantage of a free home movers review, with no obligation to proceed.


As part of your home movers review, we will look at your goals and ensure that you can proceed as you had initially planned. Our team will look at your monthly payments and the maximum you may borrow.

1000s of Deals

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Once some initial details have been taken from you and we have an idea of what you are looking to achieve, your mortgage advisor in Lincoln will search through 1000s of mortgage deals to find the best one for your circumstances. We can access both high street and specialist products via our huge panel of lenders. Our job is try and save you money whilst finding the most appropriate product for you.

Our Service

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The team here at Lincolnmoneyman have had years of experience helping customers take that next step on the property ladder. They rarely find a scenario that they haven't had some level of dealing with before. Customers are the heart of this company - It's about more than just finding the best mortgage. We always aim go to above and beyond!

7 days a Week

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Our team of expert mortgage advisors in Lincoln are available 7 days a week to provide flexibility to our service. You can book your free mortgage appointment at a time that best suits you. If you want to speak to us on a weekend or a bank holiday, no worries!

Malcolm and Amy Davidson - Mortgage Advice Lincoln

We Search 1000s of Moving Home Mortgages in Lincoln

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Common Moving Home Mortgage Scenarios

How much can I borrow and what will be the costs?

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At the start of the process, many customers ask for a rough estimate of how much they can borrow, the interest rates, and their monthly repayments.

How much you can borrow depends on various factors, including your income, credit history, and existing financial commitments. Your borrowing capacity is subject to assessment by the mortgage lender, who considers these elements to determine a suitable loan amount.

If you want a quick answer to how much you can borrow and your potential monthly repayments for a mortgage in Lincoln, use our free mortgage calculators. Alternatively, our mortgage advisors in Lincoln can provide you with an accurate figure during your free mortgage appointment.

Can you help me get an agreement in principle in Lincoln?

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After your free mortgage appointment is over, your mortgage advisor in Lincoln will then be able to search through 1000s of products to find the most appropriate deal for your circumstances.

If you have no problems with the recommendation that we make, we will then look at getting your mortgage agreed in principle. With your mortgage agreement in principle (AIP) now obtained, you will be ready and able to back up any offers you would like to make on your ongoing property purchase.

We can typically get an agreement in principle arranged within 24 hours!

My offer on a new home in Lincoln got accepted, what is the next step?

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It is now back to your mortgage advisor in Lincoln to resume your mortgage application if your offer has been accepted. We can also help with the types of property surveys and advise a conveyancing solicitor that’s best suited for your circumstances.

Are you having some difficulties with the bank?

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There are various reasons as to why your bank or building society may decline your mortgage application. Maybe you didn’t have a good credit score, or they will not lend you enough. Regardless of why your application is declined, it is still worth speaking to a mortgage broker in Lincoln like ourselves to find you a suitable lender whose criteria you meet.

We work with a large panel of lenders, each offering specialist products tailored to clients who may have had bad credit in the past. That said, this will come down to your circumstances and your credit file. Our mortgage advisors in Lincoln will do their best to find you the most suitable lender.

Getting mortgage advice in Lincoln in a situation like this is extremely important. We strongly advise that you do not keep applying to different banks and building societies, because the more that you are declined, the more harm you are doing to your credit.

Mortgage Guides & Lincolnmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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