Moving Home Mortgage Advice in Lincoln
Whether you are planning on relocating to Lincoln or looking to move somewhere around Lincolnshire, our experienced team of Mortgage Advisors in Lincoln have helped many customers like yourselves achieve their moving home goal.
Here are some popular moving home scenarios that our team frequently come across.
How much can I borrow and what will be the costs?
At the start of the process, many customers ask for a rough estimate of how much they can borrow, the interest rates, and their monthly repayments.
Can you help me get an agreement in principle?
After your free mortgage consultation is over, your dedicated mortgage advisor in Lincoln will then be able to search through 1000s of products to find the most appropriate deal for your circumstances.
If you have no problems with the recommendation that we make, we will then look at getting your mortgage agreed in principle. With your mortgage agreement in principle (AIP) now obtained, you will be ready and able to back up any offers you would like to make on your ongoing property purchase.
My offer on a new home got accepted; what is the next step?
It is now back to your mortgage advisor to resume your mortgage application if your offer has been accepted. We can also help with the types of property surveys and advise a conveyancing solicitor that’s best suited for your circumstances.
Are you having some difficulties with the bank?
There are various reasons as to why your Bank or Building Society may decline your mortgage application. Maybe you didn’t have a good credit score, or they will not lend you enough. Regardless of why your application is declined, it is still worth speaking to a mortgage broker like ourselves to find you a suitable lender whose criteria you meet.
We work with a large panel of lenders, each offer specialist products tailored to clients who may have had bad credit in the past. That said, this will come down to your circumstances and your credit file. Our Mortgage Advisors in Lincoln will do their best to find you the most suitable lender.
Above are just some of the most popular reasons our customers contact us for Mortgage Advice in Lincoln and there is rarely a situation that they haven’t come across, so don’t worry if you do not fall into any of these categories. Still, contact us as our team will be more than happy to assist you to achieve your moving home goals.
Are you looking to Move Home in Lincoln? Here’s how we can help
Our team of experienced Mortgage Advisors in Lincoln will work by your side through the entire moving home mortgage process until you get the keys to your new home.
The team here at Lincolnmoneyman have experienced in helping customers take that next step on the property ladder, and rarely, they often find a scenario that they haven’t had some level of dealing with before.
All new/existing customers are entitled to take advantage of a free home movers review, with no obligation to proceed.
As part of your home movers review, we will look at your goals and ensure that you can proceed as you had initially planned. Our team will look at your monthly payments and the maximum you may borrow.
Once some initial details have been taken from you and we have an idea of what you are looking to achieve, your Mortgage Advisor in Lincoln will search through 1000s of mortgage deals to find the best one for your circumstances.
If you are pleased with our recommendation, we will then take the next step in your application and help you obtain your mortgage agreement in principle. An (AIP) can help back up any offers you would like to make on a property in Lincoln.
When you reach the point of finding a new home that you like in Lincoln and have had your offer accepted, our team will process your mortgage application, guiding you through to the end of the completion.
Customers are the heart of this company. It’s about more than just finding the best mortgage. We always aim go to above and beyond. We can assist with the various surveys you have access to and helping you obtain conveyancing solicitor quotes.
Following your mortgage consultation, your designated mortgage advisor will also recommend any insurances deemed appropriate, as these will help you cover your mortgage in any unforeseen circumstances.