Before your fixed-term mortgage comes to an end, you should consider looking at your remortgage options. Whether you are looking to secure a better deal or release some equity from your property, our mortgage advisors in Lincoln will take a look at what options are available.
We recommend that you start exploring your remortgage deals up to six months before your current mortgage product ends. When your fixed term ends, you will be put onto your lender’s standard variable rate (SVR) of interest, where you will usually see your mortgage payments increase. So, starting your process as early as possible can potentially save you money in the long-run.
At the point of remortgage, many people consider raising capital. This can also be referred to as releasing equity. Some people will look to raise capital to fund large purchases such as home improvements or consolidate unsecured debts. We always recommend seeking professional mortgage advice before securing any debts against your home.
We guarantee to be transparent with you at all times during your mortgage process. For example, if we cannot find you a better deal and the most suitable solution is to stay with your current lender, then that’s what we will advise. If we can save you money in the process, we will try and do that too!
You can book a remortgage review to discuss your mortgage options with a mortgage advisor in Lincoln. During this review, we will look at your current/expiring product and see whether there are ways to save you money through the means of a remortgage. This could come in the form of a monthly saving or a longer fixed-term, we will go through every option with you.
We can search 1000s of remortgage products on your behalf to find the perfect deal for your personal and financial situation. Your mortgage advisor will be able to go through your options during this free initial review.
You can book your remortgage review online or by giving our team a call. Simply select a date and time that suits you and book in!
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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117 5 Star Reviews
Hind
Leo Shakespeare and the admin team from LincolnMoneyman were excellent in securing a mortgage offer for us. I could not recommend them enough. Leo was always punctual with his telephone appointments and never rushed; he took the time to fully...
Gemma
Excellent support, proactive throughout and worked hard to get us the best possible deal. Would definitely recommend.
Ross
Excellent service from Malcolm and the team, they helped us secure a mortgage deal on our dream home.
Mr Graham
Thank you to Lincoln Moneyman. They were very helpful and gave excellent advice at every part of the process.
Stuart
Made transferring my mortgage to a new deal so easy
Kirsty
Really helpful as a first time buyer for advice and guidance. Jason helped me every step of the process and gave me a clear idea of what to expect. Jo was also very quick to get my final mortgage approval sorted, so I can only recommend Lincoln...
William
Great service! Always making remortgage easy while walking me though all of my options in detail.
Alwyn
The service was excellent. Everything was explained clearly and all efforts made to find me the best deal. Friendly and great communication throughout. Thank-you for the help!
Tristan
They have taken on all I could not and more. Very thankful
Samantha
Excellent service, always available when required and made the process hassle free.
Book your remortgage review online and speak with one of our mortgage advisors in Lincoln.
We will take a look at your current product and see whether you can save money by remortgaging to a new deal.
We are able to search 1000s of mortgages via our panel of high street and specialist mortgage lenders.
By evaluating your current mortgage situation, we will be able to find the perfect deal for you!
Once we have found the perfect deal for you, we can begin preparing your remortgage application. From this point in the process, you will work alongside our case managers.
They will help you prepare your remortgage application, making sure that it looks the best that it can! Once we are finished, we can send it to the mortgage lender.
Now that you have submitted your mortgage application, all that is left to do is to wait for the good news!
As soon as your dedicated case manager hears back from the mortgage lender, we will be in touch straight away to tell you the good news!
We offer a remortgage review in Lincoln for all new/existing customers. Our team are available 7 days a week, working around the clock, ensuring that we have availability at a time that suits your schedule.
Give us a call or book your remortgage review online today with Lincolnmoneyman.
We can search through thousands of remortgage products to find you the most suitable deal for your circumstances. By evaluating your personal and financial situation, we are able to pick out the perfect remortgage product for you and your unique circumstances.
Helping customers achieve their Remortgage goals is the heart of this company. Here at Lincolnmoneyman, we offer open and honest mortgage advice in Lincoln. Please feel free to read our genuine customer reviews.
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