We’ll be with you Every Step of the way!
Are you a First Time Buyer in Lincoln looking to get onto the property ladder? If so, we are here to guide you along and help you achieve your mortgage goals, sending you well on your way to receiving the keys to your dream home.
The home buying process can seem a little unpredictable and perhaps even at times a little daunting. It can feel like that for many mortgage applicants but rest assured, our team will work hard to put your mind at ease and take away as much stress as possible.
As a Mortgage Broker in Lincoln, we have helped many First Time Buyers achieve their mortgage goals. We have onboard a team of experienced Mortgage Advisors in Lincoln who will work patiently and effectively alongside you throughout the entire process, answering any questions you may come across along the way.
Can I Get a First Time Buyer Mortgage in Lincoln?
Are you looking to get onto the property ladder but are unsure if you are eligible for a mortgage? Then speaking to a Mortgage Advisor in Lincoln will be beneficial, as it will save you a lot of time and effort in the long run.
When you are ready to make a mortgage application, your dedicated advisor will match you up with the appropriate mortgage lender.
It’s an advisors job to look at your affordability and match you with the correct lender. They will assess your annual salary and any other income you bring in, make sure you are sensible with your outgoings, check your credit history, and make sure that you are managing your finances. These factors will all contribute to how much you can borrow for a mortgage.
Your deposit will also have a significant impact on the mortgages that are available to you.
As a Mortgage Broker in Lincoln, we have a vast panel of lenders and knowledge of their various criteria. We can look at your income, expenditure, and credit history to recommend the most suitable mortgage to match your circumstances with this knowledge.
Are There Any Schemes to Help First Time Buyers in Lincoln?
You’ll be happy to know that various government schemes are there to help First Time Buyers get onto the property ladder. Including Help to Buy Equity Loan, Lifetime ISAs, and the Right to Buy Scheme. For further information on these schemes, check out our guides section of our website.
Our Mortgage Advisors in Lincoln are familiar with all the up to date government schemes available and will help answer any questions you may have regarding these.
How does it work?Get a quote nowMeet your advisor