It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Buy to Let Mortgage Advice in Lincoln

It's free to speak with a mortgage advisor
7 days a week, 8am - 10pm

01522 581399 Speak to an Advisor - It's Free!
Reviews IO Logo

Read our 103 Reviews

Reviews Logo

Buy to Let Mortgage Advice in Lincoln

Looking at an investment property in Lincoln? Maximise your investment with tailored mortgage advice in Lincoln and start your landlord journey with us!

Speak to an Advisor - It's Free!

Are you a budding or existing landlord looking for a buy to let mortgage in Lincoln

Whether you are a first time landlord or an experienced property investor with an extensive portfolio of properties, our team of expert mortgage advisors in Lincoln can help you through the entire process.

We have helped many landlords obtain a buy to let mortgages in the past. One of the many perks of using a mortgage broker in Lincoln is our large panel of the lenders we can search through 1000’s of buy to let products allowing us to find you the most appropriate mortgage for what you are looking to achieve with your investment purchases.

 

Video BG One Video BG Two
Buy to Let Mortgage Advice in Lincoln

We build relationships with landlords when they get in touch for a buy to let mortgage in Lincoln

If you looking to purchase your buy to let property through a limited company (Special Purpose Vehicle), utilising their experience in the area, our mortgage advice team will talk to you about the options available for you and your circumstances.

As well as standard residential buy to let mortgages in Lincoln, we also have the knowledge and experience to assist with HMOs (House of Multiple Occupancy) and holiday lets, if you require it.

If your enquiry is about discussing and comparing taxation benefits, you will need to consult with an expert tax advisor, not a mortgage advisor in Lincoln.

How much deposit do I need for a buy to let in Lincoln?

The amount required can vary somewhere between 20%-40%, the standard minimum deposit for a buy to let mortgage is usually 25% of the value of the property.

To work out how much you can borrow for your buy to let mortgage in Lincoln, get in touch with our team and we can provide you with an accurate figure to help you get your process started.

The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.

Video BG OneVideo BG Two
Speak to an Advisor - It's Free!

FAQs From Buy to Let Landlords in Lincoln

How much deposit do I need for a buy to let mortgage in Lincoln?

Accorion Arrow

The amount of deposit a landlord needs to secure a mortgage for a rental property can vary depending on several factors, including the lender’s requirements, the type of mortgage, the landlord’s financial situation, and the property’s purchase price.

Can I buy a property through a limited company in Lincoln?

Accorion Arrow

Yes, it is possible to acquire a property through a limited company in Lincoln for buy to let purposes. Many landlords opt for this approach due to potential tax advantages and liability considerations. To understand the specifics of setting up a limited company for this purpose, it’s recommended to seek guidance from a legal advisor.

How much can I borrow for a buy to let mortgage in Lincoln?

Accorion Arrow

The amount a landlord can borrow for a buy-to-let mortgage depends on various factors, including the lender’s criteria, the rental income potential of the property, the landlord’s financial situation, and the property’s value.

Our Customers Love Us

Reviews Stars4.99 Rating103 Reviews

Our Simple Mortgage Process

Free 30-Minute Mortgage Appointment

Step 1

A mortgage advisor in Lincoln can help you set realistic investment goals that align with your financial situation and market conditions.

We Can Search 1000s of Mortgage Deals

Step 2

We can also clarify the distinctions between interest-only and repayment mortgages, aiding you in determining the most fitting mortgage type for your investment strategy if you're unsure.

Submit Your Mortgage Application

Step 3

This application will encompass necessary documents, including proof of income and identification. The lender will subsequently evaluate your anticipated rental income to verify your ability to manage monthly payments and cover additional expenses like maintenance and repairs.

Protecting You and Your Mortgage

Step 4

Once you secure your buy to let mortgage and acquire your rental property, it's crucial to uphold appropriate insurance coverage to safeguard both yourself and your mortgage.

Reasons to Choose us

7 Days a Week

Accorion Arrow

We will be available seven days a week and here when you need us at a time that best suits you. We understand that buy to let mortgages can be a challenge for some. With the help of a mortgage broker in Lincoln, we can help you over any hurdles that arise during your journey.

Our Service

Accorion Arrow

Your dedicated mortgage advisor in Lincoln will be by your side from the start of your process, right through until the end. Please take a look at our genuine customer reviews and see the reasons why so many landlords choose Lincolnmoneuman when looking to take out a buy to let mortgage. 

20+ Years Experience

Accorion Arrow

Our team of knowledgeable mortgage advisors in Lincoln, here at Lincolnmoneyman, understands the criteria of buying to let mortgages and have helped many landlords find the best mortgage that will suit their situation.

Malcolm and Amy Davidson - Mortgage Advice Lincoln

We Search 1000s of Buy to Let Mortgages in Lincoln

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Precise Logo
HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Buy to Let Mortgage Scenarios in Lincoln

Remortgage a Buy to Let in Lincoln

Accorion Arrow

Existing landlords who have already built up a portfolio of buy to let properties consider investing in further opportunities. There are options for the landlord to remortgage one of the properties to release equity, which can cover the deposit for another buy to let property, which we can help with depending on circumstances.

Limited Company Mortgages / Special Purpose Vehicles (SPVs)

Accorion Arrow

If you’re looking to grow your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), this is a specialist topic that not all lenders will accept. However, speaking to a specialist mortgage advisor in Lincoln, we may be able to find you a suitable lender.

HMO Mortgages in Lincoln

Accorion Arrow

HMO mortgages are taken out on properties occupied usually by five or more people. They are particularly popular amongst landlords who own student accommodation.

These buy to let products can be challenging to find because not every lender will offer HMO deals. If you are considering applying for an HMO mortgage for a buy to let property, we recommend speaking to a specialist Mortgage Advisor in Lincoln.

Buy to Let Mortgages in Lincoln

Accorion Arrow

These scenarios don’t mean our team hasn’t come across yours. For example, are you a first time buyer, first time landlord looking to invest in buy to let or have a complicated mortgage situation that requires help from an expert mortgage advisor in Lincoln? Please feel free to get in touch to speak with one of our Specialist Mortgage Advisors in Lincoln today.

Mortgage Guides

Lincolnmoneyman.com & Lincolnmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

Equity Release Council Logo Solla Later Life Logo
Facebook Image X Image Instagram Image YouTube Image LinkedIn Image SpotifyImage TikTok Image

Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

Speak to an Advisor - It's free Enquire Online 01522 581399
We use cookies to enhance your customer experience. More detailsGot It