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Whether you are a first time landlord or an experienced property investor with an extensive portfolio of properties, our team of expert mortgage advisors in Lincoln can help you through the entire process.
We have helped many landlords obtain a buy to let mortgages in the past. One of the many perks of using a mortgage broker in Lincoln is our large panel of the lenders we can search through 1000’s of buy to let products allowing us to find you the most appropriate mortgage for what you are looking to achieve with your investment purchases.
If you looking to purchase your buy to let property through a limited company (Special Purpose Vehicle), utilising their experience in the area, our mortgage advice team will talk to you about the options available for you and your circumstances.
As well as standard residential buy to let mortgages in Lincoln, we also have the knowledge and experience to assist with HMOs (House of Multiple Occupancy) and holiday lets, if you require it.
If your enquiry is about discussing and comparing taxation benefits, you will need to consult with an expert tax advisor, not a mortgage advisor in Lincoln.
The amount required can vary somewhere between 20%-40%, the standard minimum deposit for a buy to let mortgage is usually 25% of the value of the property.
To work out how much you can borrow for your buy to let mortgage in Lincoln, get in touch with our team and we can provide you with an accurate figure to help you get your process started.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
The amount of deposit a landlord needs to secure a mortgage for a rental property can vary depending on several factors, including the lender’s requirements, the type of mortgage, the landlord’s financial situation, and the property’s purchase price.
Yes, it is possible to acquire a property through a limited company in Lincoln for buy to let purposes. Many landlords opt for this approach due to potential tax advantages and liability considerations. To understand the specifics of setting up a limited company for this purpose, it’s recommended to seek guidance from a legal advisor.
The amount a landlord can borrow for a buy-to-let mortgage depends on various factors, including the lender’s criteria, the rental income potential of the property, the landlord’s financial situation, and the property’s value.
Our Customers Love Us
4.99 Rating112 Reviews
Stuart
Made transferring my mortgage to a new deal so easy
4 weeks ago
Kirsty
Really helpful as a first time buyer for advice and guidance. Jason helped me every step of the process and gave me a clear idea of what to expect. Jo was also very quick to get my final mortgage approval sorted, so I can only recommend Lincoln...
1 month ago
William
Great service! Always making remortgage easy while walking me though all of my options in detail.
2 months ago
Alwyn
The service was excellent. Everything was explained clearly and all efforts made to find me the best deal. Friendly and great communication throughout. Thank-you for the help!
2 months ago
Tristan
They have taken on all I could not and more. Very thankful
2 months ago
Samantha
Excellent service, always available when required and made the process hassle free.
4 months ago
Thomas
All of the members of the team I spoke to including Jason and Stacey were fantastic. They answered all my questions and provide support where needed. I would definitely recommend
5 months ago
Anonymous
We reached out to just see where we stood in regards to our borrowing limit and we’ve come out the other end with a mortgage offer and we are going down the route of getting out own home! This never would have been possible without the help of...
1 year ago
Mr Jamie
Daniel was very friendly, knowledgeable and explained everything to us in enough detail without being overwhelming. He gave gentle reminders for things that we had forgotten to do and got us a very good deal for our remortgage. Would highly...
1 year ago
Anonymous
We had a great experience arranging a remortgage with Dinah and Paula. Our situation was a little complicated, but we received very practical advice and they assisted us right through the process. It was all very straightforward in the end. Thank...
1 year ago
Anonymous
Excellent service. Jason has been very helpful and encouraging every step of the way, especially considering our complex circumstances. Easy to set up video calls to discuss matters and email communication has been very quick, detailed and achieved...
1 year ago
Charlotte
Charlie has been nothing but helpful, answers all questions thrown at him, takes the time to explain what everything means which has been hugely helpful as a first time buyer! It’s been a really quick and smooth process from the rest of the team...
1 year ago
Anonymous
Jason and Megan were absolutely brilliant! Both helping me through the entire process.
1 year ago
Hope
Matt & Paula have been so great and efficient in supporting us as first time buyers. Not once did we feel overwhelmed during the process which is great given that we came into this not knowing what to expect. Everything has been quick and efficient,...
1 year ago
Thomas
Matt was incredibly honest and helpful throughout the process even though he was aware I was speaking to a variety of advisors at my point of contact. His knowledge, responsiveness, and willingness to discuss options available to me, made him the...
1 year ago
Hannah
Matt and Stacey were really helpful in sorting our remortgage out. Matt was quick to get back to us when we had questions and Stacey was always on hand as support
1 year ago
Alexander
Dinah has always been available and communicated any changes or good advice we needed. We really appreciate your support
1 year ago
Emma
Quick, efficient, informative service
1 year ago
Milly
Charlie Bryson has been fantastic, supporting me as a first-time buyer from getting an agreement in principle to viewing houses and then through to a mortgage offer in just two weeks! It was a pleasant surprise to find a broker who could explain...
1 year ago
Tori
My mortgage broker was Leo! He’s always been amazing and Iv been dipping in and out for a few years. He really helped me and found the best deals and explain everything I didn’t understand. He was always there on hand and if he had any...
1 year ago
A mortgage advisor in Lincoln can help you set realistic investment goals that align with your financial situation and market conditions.
We can also clarify the distinctions between interest-only and repayment mortgages, aiding you in determining the most fitting mortgage type for your investment strategy if you’re unsure.
This application will encompass necessary documents, including proof of income and identification. The lender will subsequently evaluate your anticipated rental income to verify your ability to manage monthly payments and cover additional expenses like maintenance and repairs.
Once you secure your buy to let mortgage and acquire your rental property, it’s crucial to uphold appropriate insurance coverage to safeguard both yourself and your mortgage.
We will be available seven days a week and here when you need us at a time that best suits you. We understand that buy to let mortgages can be a challenge for some. With the help of a mortgage broker in Lincoln, we can help you over any hurdles that arise during your journey.
Your dedicated mortgage advisor in Lincoln will be by your side from the start of your process, right through until the end.
Please take a look at our genuine customer reviews and see the reasons why so many landlords choose Lincolnmoneuman when looking to take out a buy to let mortgage.
Our team of knowledgeable mortgage advisors in Lincoln, here at Lincolnmoneyman, understands the criteria of buying to let mortgages and have helped many landlords find the best mortgage that will suit their situation.
Existing landlords who have already built up a portfolio of buy to let properties consider investing in further opportunities. There are options for the landlord to remortgage one of the properties to release equity, which can cover the deposit for another buy to let property, which we can help with depending on circumstances.
If you’re looking to grow your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), this is a specialist topic that not all lenders will accept. However, speaking to a specialist mortgage advisor in Lincoln, we may be able to find you a suitable lender.
HMO mortgages are taken out on properties occupied usually by five or more people. They are particularly popular amongst landlords who own student accommodation.
These buy to let products can be challenging to find because not every lender will offer HMO deals. If you are considering applying for an HMO mortgage for a buy to let property, we recommend speaking to a specialist Mortgage Advisor in Lincoln.
These scenarios don’t mean our team hasn’t come across yours. For example, are you a first time buyer, first time landlord looking to invest in buy to let or have a complicated mortgage situation that requires help from an expert mortgage advisor in Lincoln? Please feel free to get in touch to speak with one of our Specialist Mortgage Advisors in Lincoln today.
Read our 112 Reviews
Lincolnmoneyman.com & Lincolnmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Lincolnmoneyman 2025.
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Lincolnmoneyman.com & Lincolnmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Lincolnmoneyman 2025.
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