Lenders assess CCJs based on their age, value, and whether they have been satisfied.
We will try to help with a range of County Court Judgements, including those that are recent, unsettled, or older but still affecting your credit profile.
The more time that has passed since the CCJ was issued, the better your chances of securing a CCJ mortgage in Lincoln.
Having a CCJ in Lincoln doesn’t automatically prevent you from securing a mortgage.
Depending on your financial situation, you may be eligible for a standard residential mortgage, specialist bad credit mortgages, or even buy to let options.
Each lender has different criteria, so exploring the market is key to finding the most suitable mortgage with a CCJ in Lincoln.
We specialise in helping those with a CCJ find the right mortgage options in Lincoln.
By assessing your credit history, deposit size, and financial position, we match you with lenders who consider CCJ applicants.
Our expertise ensures you explore every opportunity, increasing your chances of securing a mortgage that suits your needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Hind
Leo Shakespeare and the admin team from LincolnMoneyman were excellent in securing a mortgage offer for us. I could not recommend them enough. Leo was always punctual with his telephone appointments and never rushed; he took the time to fully...
3 days ago
Gemma
Excellent support, proactive throughout and worked hard to get us the best possible deal. Would definitely recommend.
5 months ago
Ross
Excellent service from Malcolm and the team, they helped us secure a mortgage deal on our dream home.
7 months ago
Mr Graham
Thank you to Lincoln Moneyman. They were very helpful and gave excellent advice at every part of the process.
8 months ago
Stuart
Made transferring my mortgage to a new deal so easy
10 months ago
Kirsty
Really helpful as a first time buyer for advice and guidance. Jason helped me every step of the process and gave me a clear idea of what to expect. Jo was also very quick to get my final mortgage approval sorted, so I can only recommend Lincoln...
10 months ago
William
Great service! Always making remortgage easy while walking me though all of my options in detail.
11 months ago
Alwyn
The service was excellent. Everything was explained clearly and all efforts made to find me the best deal. Friendly and great communication throughout. Thank-you for the help!
11 months ago
Tristan
They have taken on all I could not and more. Very thankful
11 months ago
Samantha
Excellent service, always available when required and made the process hassle free.
1 year ago
Thomas
All of the members of the team I spoke to including Jason and Stacey were fantastic. They answered all my questions and provide support where needed. I would definitely recommend
1 year ago
Anonymous
We reached out to just see where we stood in regards to our borrowing limit and we’ve come out the other end with a mortgage offer and we are going down the route of getting out own home! This never would have been possible without the help of...
1 year ago
Mr Jamie
Daniel was very friendly, knowledgeable and explained everything to us in enough detail without being overwhelming. He gave gentle reminders for things that we had forgotten to do and got us a very good deal for our remortgage. Would highly...
1 year ago
Anonymous
We had a great experience arranging a remortgage with Dinah and Paula. Our situation was a little complicated, but we received very practical advice and they assisted us right through the process. It was all very straightforward in the end. Thank...
2 years ago
Anonymous
Excellent service. Jason has been very helpful and encouraging every step of the way, especially considering our complex circumstances. Easy to set up video calls to discuss matters and email communication has been very quick, detailed and achieved...
2 years ago
Charlotte
Charlie has been nothing but helpful, answers all questions thrown at him, takes the time to explain what everything means which has been hugely helpful as a first time buyer! It’s been a really quick and smooth process from the rest of the team...
2 years ago
Anonymous
Jason and Megan were absolutely brilliant! Both helping me through the entire process.
2 years ago
Hope
Matt & Paula have been so great and efficient in supporting us as first time buyers. Not once did we feel overwhelmed during the process which is great given that we came into this not knowing what to expect. Everything has been quick and efficient,...
2 years ago
Thomas
Matt was incredibly honest and helpful throughout the process even though he was aware I was speaking to a variety of advisors at my point of contact. His knowledge, responsiveness, and willingness to discuss options available to me, made him the...
2 years ago
Hannah
Matt and Stacey were really helpful in sorting our remortgage out. Matt was quick to get back to us when we had questions and Stacey was always on hand as support
2 years ago
Book a free initial appointment with our expert mortgage advisors to discuss your options for a CCJ mortgage in Lincoln and find the best route forward.
We search through a wide range of lenders, including specialists, to find the most suitable mortgage with a CCJ in Lincoln, tailored to your circumstances.
Once you’ve chosen the right deal, we’ll handle the full application process, ensuring everything is submitted correctly to improve your chances of approval.
When your mortgage is approved, we’ll support you through the final steps, helping you secure your mortgage and move forward with confidence.
We offer a free initial consultation to discuss your options for a CCJ mortgage in Lincoln, giving you expert guidance with no obligation.
We have access to thousands of mortgage products, including specialist lenders who consider applicants looking for a mortgage with a CCJ in Lincoln.
Our experienced mortgage advisors provide personalised support, guiding you through the process with clear, professional, and friendly advice.
We’re available seven days a week, offering flexible appointment times, including evenings, to fit around your schedule.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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