If you are over 50 in Lincoln and considering your mortgage options, there’s good news – plenty of financial solutions are available to meet your needs, here are the key areas where we can help:
With a mortgage broker in Lincoln by your side, navigating your options becomes a straightforward process.
For over 50s in Lincoln, five principal mortgage types are available:
As a trusted mortgage broker in Lincoln, we provide expert mortgage advice in Lincoln to help you identify the most suitable option for your circumstances.
If you’re over 50 and seeking a mortgage in Lincoln, most lenders set age limits for the end of the mortgage term between 70 and 85 years.
This means that borrowers in their 50s and beyond can access mortgage products, provided they meet the necessary criteria.
Our mortgage brokers in Lincoln are here to help you navigate your options and provide expert mortgage advice in Lincoln tailored to your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
Our Customers Love Us
37 5 Star Reviews
Sharon Collins
Great service and support - got us just what we needed thanks
6 Jul 2026
Angela Baufeldt
We used UK money man for the purchase of our new home in Lincoln. Chris Wardill was our advisor and he was excellent all the way through the process. It was quite a stressful purchase from our side but Chris was used to the various hurdles and we felt he went the extra mile to get us the best deal for our circumstances. Overall we would certainly recommend Chris and UK money man to any other clients.
1 May 2026
michelle winters
Really great service and advice given. From my first phone call with Matt and the rest of the team my mortgage offer was made and complete within 2 weeks, excellent and would certainly recommend.
20 Aug 2025
Laura McGregor
Malcom made the process of applying for my first mortgage really quick and stress free. The team were able to break down any unknown vocab in a patient and kind manner and made sure that I understood every part of the process. Such good service!
29 Apr 2025
alan thomas
Excellent professional and helpful advice Fuss free service. We would highly recommend Connor for your mortgage!!
31 Jul 2023
Rhiannon Bourke
Made remortgaging really quick and easy. Found me a good deal and helped fulfil my requests.
31 May 2023
P Swick
Very helpful, friendly and professional!! Would 100% recommend for anyone looking for a mortgage!
20 Feb 2023
Sadie Brothwell
We chose Lincoln money man because a friend had recommended them. We had an opportunity to buy our house but without the typical, perfect first time buyers profile, we knew we would struggle obtaining a mortgage. I am working part time, my husband is self employed, we have 5 children and my credit history is far from pristine. Both Chris and Meghan were very honest with our options, helped us take the steps needed to improve our credit rating, worked tirelessly to get us the mortgage that we needed and always kept us updated with regular phone calls and emails. They really did make our dream of owning our own house a reality when they secured us a mortgage offer, which has now resulted in completion. We will no longer have to pay rent , we are paying towards our future, our children’s future. We will always be grateful and look forward to future contact when we are due to remortgage. Thankyou!
17 Oct 2022
Elli McNally
Really happy with the service we received from our mortgage advisor Tom. As first time buyers we had lots of questions about the process which Tom was always happy to answer. Our mortgage application was submitted and accepted really quickly with the support of Tom and our friendly case manager Jo. They also supported us with finding a conveyancer which took a lot of stress off us. We’d really recommend Lincoln Moneyman’s services as they made us feel much more at ease with the process.
14 Sep 2022
Cláudia Silva
Amazing Team, answer all my doubts, always at the end of the phone and made sure to updated me of any information or changes needed. Save me the hassle of paperwork or hunt deals for mortgage and definitely will recommend them to any future buyers.
23 Mar 2022
Begin with a free initial mortgage appointment in Lincoln, where our expert mortgage brokers will help you navigate your options. We offer professional guidance tailored to your financial situation, whether you’re exploring later-life lending or other alternatives.
We consider every possible alternative to later-life lending, including downsizing, savings, or family-supported options. Our mortgage advisors in Lincoln are committed to finding the most suitable solution for your needs.
Financial decisions like these often benefit from input from trusted individuals. Our team of mortgage advisors in Lincoln encourages open discussions with family and is available to help guide these conversations to ensure you feel confident in your choice.
If a lifetime mortgage is the right solution for you, we’ll create a bespoke recommendation that aligns with your goals. As a reliable mortgage broker in Lincoln, we ensure your decision is well-informed and tailored to your circumstances.
Book a free initial mortgage appointment in Lincoln to start your journey with no obligation. Our knowledgeable mortgage brokers in Lincoln are here to provide expert advice tailored to your unique situation.
We search through thousands of mortgage products to find the most suitable option for you. As a trusted mortgage broker in Lincoln, we work with a wide range of lenders to secure the ideal deal for your financial goals.
Our mortgage advisors in Lincoln pride themselves on delivering exceptional service. We guide you through the process with clear, jargon-free advice, ensuring you feel confident at every step.
Life is busy, so we’re here 7 days a week to make things easier. Our flexible appointment times mean you can speak with a mortgage broker in Lincoln at a time that works best for you.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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