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Yes, getting a mortgage over 60 in Lincoln is achievable.
Lenders have introduced specialised products for older applicants, offering flexible repayment options and pension income assessments.
Whether you’re looking to remortgage, release equity, or purchase a new home, mortgage advice in Lincoln is essential to exploring the most suitable options.
A trusted mortgage broker in Lincoln like ourselves can make the process straightforward and stress-free.
For those over 60, mortgage choices can include traditional repayment mortgages, interest-only options, and specialist products like retirement interest-only (RIO) mortgages.
Equity release products, such as lifetime mortgages, may also be suitable for homeowners who wish to access funds tied up in their property.
Each of these options is tailored to provide financial flexibility and security, allowing you to choose the solution that best matches your future plans.
Seeking mortgage advice in Lincoln can make it easier to navigate these options.
For those over 60 in Lincoln, professional mortgage advice is the first step towards finding the right solution.
Our experienced mortgage advisors in Lincoln can guide you through lender requirements, explain the options tailored to older borrowers, and secure products that meet your needs.
From flexible repayment terms to competitive interest rates, we’re here to ensure a smooth and secure process.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
Our Customers Love Us
4.98 Rating116 Reviews
Gemma
Excellent support, proactive throughout and worked hard to get us the best possible deal. Would definitely recommend.
3 months ago
Ross
Excellent service from Malcolm and the team, they helped us secure a mortgage deal on our dream home.
4 months ago
Mr Graham
Thank you to Lincoln Moneyman. They were very helpful and gave excellent advice at every part of the process.
6 months ago
Stuart
Made transferring my mortgage to a new deal so easy
7 months ago
Kirsty
Really helpful as a first time buyer for advice and guidance. Jason helped me every step of the process and gave me a clear idea of what to expect. Jo was also very quick to get my final mortgage approval sorted, so I can only recommend Lincoln...
8 months ago
William
Great service! Always making remortgage easy while walking me though all of my options in detail.
9 months ago
Alwyn
The service was excellent. Everything was explained clearly and all efforts made to find me the best deal. Friendly and great communication throughout. Thank-you for the help!
9 months ago
Tristan
They have taken on all I could not and more. Very thankful
9 months ago
Samantha
Excellent service, always available when required and made the process hassle free.
11 months ago
Thomas
All of the members of the team I spoke to including Jason and Stacey were fantastic. They answered all my questions and provide support where needed. I would definitely recommend
1 year ago
Anonymous
We reached out to just see where we stood in regards to our borrowing limit and we’ve come out the other end with a mortgage offer and we are going down the route of getting out own home! This never would have been possible without the help of...
1 year ago
Mr Jamie
Daniel was very friendly, knowledgeable and explained everything to us in enough detail without being overwhelming. He gave gentle reminders for things that we had forgotten to do and got us a very good deal for our remortgage. Would highly...
1 year ago
Anonymous
We had a great experience arranging a remortgage with Dinah and Paula. Our situation was a little complicated, but we received very practical advice and they assisted us right through the process. It was all very straightforward in the end. Thank...
1 year ago
Anonymous
Excellent service. Jason has been very helpful and encouraging every step of the way, especially considering our complex circumstances. Easy to set up video calls to discuss matters and email communication has been very quick, detailed and achieved...
1 year ago
Charlotte
Charlie has been nothing but helpful, answers all questions thrown at him, takes the time to explain what everything means which has been hugely helpful as a first time buyer! It’s been a really quick and smooth process from the rest of the team...
1 year ago
Anonymous
Jason and Megan were absolutely brilliant! Both helping me through the entire process.
2 years ago
Hope
Matt & Paula have been so great and efficient in supporting us as first time buyers. Not once did we feel overwhelmed during the process which is great given that we came into this not knowing what to expect. Everything has been quick and efficient,...
2 years ago
Thomas
Matt was incredibly honest and helpful throughout the process even though he was aware I was speaking to a variety of advisors at my point of contact. His knowledge, responsiveness, and willingness to discuss options available to me, made him the...
2 years ago
Hannah
Matt and Stacey were really helpful in sorting our remortgage out. Matt was quick to get back to us when we had questions and Stacey was always on hand as support
2 years ago
Alexander
Dinah has always been available and communicated any changes or good advice we needed. We really appreciate your support
2 years ago
We offer a free initial appointment to help you start your mortgage journey with confidence. During this session, we’ll discuss your financial situation, explore your goals, and outline your options. Our team in Middlesbrough is committed to making the process simple and transparent.
Later-life lending is only one of the options we’ll consider. Our process includes exploring other routes, such as downsizing, using savings, or adjusting existing arrangements, to ensure the choice you make is fully informed and suited to your needs.
Talking through your plans with family or trusted friends can make the decision-making process smoother. We encourage these discussions and can involve them in the process if you wish, offering clear explanations and resources to address any concerns.
Once we’ve reviewed all the possibilities and understood your goals, we’ll provide a tailored recommendation. This advice is designed to meet your specific needs and ensure your plans align with your future priorities.
We start with a free, no-obligation appointment, giving you the chance to discuss your needs with a dedicated mortgage advisor in Lincoln. During this session, we’ll learn more about your financial goals and provide clear advice on the options available to you. It’s a straightforward, pressure-free way to begin your journey with support from an expert.
With access to thousands of mortgage deals from a wide range of lenders, we work hard to find the right option for you. As an experienced mortgage broker in Lincoln, we compare the market to secure a competitive deal tailored to your circumstances. Whether you’re remortgaging, buying a new property, or exploring later-life lending, we handle the search so you can focus on your plans.
Our mortgage advice in Lincoln is built around your needs. From your first appointment to securing the perfect deal, we’ll guide you every step of the way. As a trusted mortgage broker in Lincoln, our priority is to simplify the process, saving you time and ensuring you feel supported throughout.
We know life doesn’t always fit into the typical Monday-to-Friday schedule. That’s why our mortgage advisors in Lincoln are available seven days a week, offering flexibility to speak at a time that suits you. Whether it’s an evening call or a weekend appointment, our team is here to help when you need us most.
Read our 116 Reviews
Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Lincolnmoneyman 2025.
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Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Lincolnmoneyman 2025.
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