Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
When moving home, porting a mortgage in Lincoln lets you transfer your existing mortgage deal to the new property.
This avoids the costs and hassle of arranging a completely new loan.
Speaking to a mortgage broker in Lincoln will help you decide if this option is suitable for you.
Getting a mortgage with bad credit in Lincoln starts with understanding your financial situation.
Check your credit report, settle any outstanding debts where possible, and save for a deposit.
Working with a mortgage broker in Lincoln like us can help you identify lenders willing to consider your application and provide tailored advice to improve your chances of approval.
When applying for a bad credit mortgage in Lincoln, the deposit required is often higher than for standard mortgages.
Lenders typically ask for 10-15% of the property’s value, but this depends on the severity of your credit issues.
A larger deposit can also improve your chances of securing a better deal, making it worth saving as much as you can.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
36 5 Star Reviews
Angela Baufeldt
We used UK money man for the purchase of our new home in Lincoln. Chris Wardill was our advisor and he was excellent all the way through the process. It was quite a stressful purchase from our side but Chris was used to the various hurdles and we felt he went the extra mile to get us the best deal for our circumstances. Overall we would certainly recommend Chris and UK money man to any other clients.
1 May 2026
michelle winters
Really great service and advice given. From my first phone call with Matt and the rest of the team my mortgage offer was made and complete within 2 weeks, excellent and would certainly recommend.
20 Aug 2025
Laura McGregor
Malcom made the process of applying for my first mortgage really quick and stress free. The team were able to break down any unknown vocab in a patient and kind manner and made sure that I understood every part of the process. Such good service!
29 Apr 2025
alan thomas
Excellent professional and helpful advice Fuss free service. We would highly recommend Connor for your mortgage!!
31 Jul 2023
Rhiannon Bourke
Made remortgaging really quick and easy. Found me a good deal and helped fulfil my requests.
31 May 2023
P Swick
Very helpful, friendly and professional!! Would 100% recommend for anyone looking for a mortgage!
20 Feb 2023
Sadie Brothwell
We chose Lincoln money man because a friend had recommended them. We had an opportunity to buy our house but without the typical, perfect first time buyers profile, we knew we would struggle obtaining a mortgage. I am working part time, my husband is self employed, we have 5 children and my credit history is far from pristine. Both Chris and Meghan were very honest with our options, helped us take the steps needed to improve our credit rating, worked tirelessly to get us the mortgage that we needed and always kept us updated with regular phone calls and emails. They really did make our dream of owning our own house a reality when they secured us a mortgage offer, which has now resulted in completion. We will no longer have to pay rent , we are paying towards our future, our children’s future. We will always be grateful and look forward to future contact when we are due to remortgage. Thankyou!
17 Oct 2022
Elli McNally
Really happy with the service we received from our mortgage advisor Tom. As first time buyers we had lots of questions about the process which Tom was always happy to answer. Our mortgage application was submitted and accepted really quickly with the support of Tom and our friendly case manager Jo. They also supported us with finding a conveyancer which took a lot of stress off us. We’d really recommend Lincoln Moneyman’s services as they made us feel much more at ease with the process.
14 Sep 2022
Cláudia Silva
Amazing Team, answer all my doubts, always at the end of the phone and made sure to updated me of any information or changes needed. Save me the hassle of paperwork or hunt deals for mortgage and definitely will recommend them to any future buyers.
23 Mar 2022
Tracy Smith
Excellent service. Nathan and the team are extremely knowledgeable and helpful - nothing was too much trouble. Would highly recommend.
7 Apr 2021
Start with a no-obligation mortgage appointment to discuss your financial situation and goals.
Our team will provide personalised advice to help you take the first steps confidently.
We search through 1000s of deals to find the most suitable mortgage options tailored to your needs.
You’ll receive expert guidance on the best choices available to you.
Once you’re happy with the recommendation, we’ll handle your mortgage application from start to finish.
Our team will keep you updated throughout the process.
When your mortgage is approved, we’ll coordinate with the lender and solicitor to finalise everything.
You’ll be supported right up to the moment you get your keys.
Our initial mortgage consultation is free, offering you the chance to explore your options without commitment.
Let us help you take the first step towards securing your mortgage.
We search the market to access thousands of mortgage products, ensuring you receive the most suitable deal for your individual needs and circumstances.
Our team is dedicated to providing clear, friendly, and professional advice at every stage of your journey.
Read our 5-star customer reviews to find how others have valued their experience with Lincolnmoneyman. Our team always goes above and beyond to help you achieve your financial and mortgage goals.
We’re here when you need us, offering support 7 days a week, 8am-10pm.
Book your free initial mortgage appointment at a time that works for you, including evenings.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Read our 117 Reviews
Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Lincolnmoneyman 2009–2026
Contact
Follow Us
Lincolnmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Lincolnmoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
