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Remortgaging to release equity allows you to borrow funds tied up in your property’s value, whether it’s for:
By working with a mortgage broker in Lincoln, like ourselves, you can find an option tailored to your circumstances.
How much equity you can release when remortgaging in Lincoln depends on your home’s value and the remaining balance of your secured loans or mortgage.
Lenders will also review your credit score, affordability, and age to determine the amount they can offer.
Our mortgage advisors in Lincoln will provide step-by-step guidance to make the process simple.
Releasing equity through a remortgage in Lincoln could affect your monthly payments, depending on how much you borrow and the terms of your new mortgage.
Borrowing more or opting for a shorter repayment term may lead to higher payments.
Adjusting the term could reduce monthly costs but might increase the total cost over time.
Get tailored mortgage advice in Lincoln to explore solutions that suit your financial goals.
Yes, it’s possible to remortgage while on a fixed-rate deal, but doing so may involve paying an Early Repayment Charge (ERC). This fee is usually calculated as a percentage of your outstanding mortgage balance.
If the potential benefits of remortgaging, such as releasing equity or lowering your interest rate, outweigh the ERC, it may still be a good option. Speak to a mortgage broker in Lincoln for advice on whether remortgaging is right for you.
If a remortgage isn’t suitable, consider these alternatives:
A mortgage advisor in Lincoln can help you explore these options to find the most suitable solution for your needs.
Yes, those aged 50+ can remortgage to release equity. Many lenders offer products designed for older borrowers, with eligibility determined by factors such as income, credit history, and the remaining term of your mortgage.
For tailored advice, speak with a mortgage broker in Lincoln to understand your options and find the best solution.
To determine the value of your property in Lincoln:
A mortgage broker in Lincoln can help you understand how your property’s value affects equity release options.
Our Customers Love Us
4.99 Rating107 Reviews
Samantha
Excellent service, always available when required and made the process hassle free.
1 week ago
Thomas
All of the members of the team I spoke to including Jason and Stacey were fantastic. They answered all my questions and provide support where needed. I would definitely recommend
2 months ago
Anonymous
We reached out to just see where we stood in regards to our borrowing limit and we’ve come out the other end with a mortgage offer and we are going down the route of getting out own home! This never would have been possible without the help of...
9 months ago
Mr Jamie
Daniel was very friendly, knowledgeable and explained everything to us in enough detail without being overwhelming. He gave gentle reminders for things that we had forgotten to do and got us a very good deal for our remortgage. Would highly...
9 months ago
Anonymous
We had a great experience arranging a remortgage with Dinah and Paula. Our situation was a little complicated, but we received very practical advice and they assisted us right through the process. It was all very straightforward in the end. Thank...
11 months ago
Anonymous
Excellent service. Jason has been very helpful and encouraging every step of the way, especially considering our complex circumstances. Easy to set up video calls to discuss matters and email communication has been very quick, detailed and achieved...
11 months ago
Charlotte
Charlie has been nothing but helpful, answers all questions thrown at him, takes the time to explain what everything means which has been hugely helpful as a first time buyer! It’s been a really quick and smooth process from the rest of the team...
1 year ago
Anonymous
Jason and Megan were absolutely brilliant! Both helping me through the entire process.
1 year ago
Hope
Matt & Paula have been so great and efficient in supporting us as first time buyers. Not once did we feel overwhelmed during the process which is great given that we came into this not knowing what to expect. Everything has been quick and efficient,...
1 year ago
Thomas
Matt was incredibly honest and helpful throughout the process even though he was aware I was speaking to a variety of advisors at my point of contact. His knowledge, responsiveness, and willingness to discuss options available to me, made him the...
1 year ago
Hannah
Matt and Stacey were really helpful in sorting our remortgage out. Matt was quick to get back to us when we had questions and Stacey was always on hand as support
1 year ago
Alexander
Dinah has always been available and communicated any changes or good advice we needed. We really appreciate your support
1 year ago
Emma
Quick, efficient, informative service
1 year ago
Milly
Charlie Bryson has been fantastic, supporting me as a first-time buyer from getting an agreement in principle to viewing houses and then through to a mortgage offer in just two weeks! It was a pleasant surprise to find a broker who could explain...
1 year ago
Tori
My mortgage broker was Leo! He’s always been amazing and Iv been dipping in and out for a few years. He really helped me and found the best deals and explain everything I didn’t understand. He was always there on hand and if he had any...
1 year ago
Matthew
Very quick and helpful service.
1 year ago
Andrew
Very helpful and efficient
1 year ago
Michael
Had the good fortune of having Louise H handling our mortgage/sale and she was fantastic throughout. Often filling gaps in communication from our solicitor and regularly engaged from start to finish.
1 year ago
Gordon
I used Lincolnmoneyman when the Nationwide seriously let me down with their offer of a mortgage. Dan Osman was immediately helpful and explained the system and facilitated the set up of our equity release mortgage. With the help of his assistant...
1 year ago
Jordan
‘Great service as usual’
1 year ago
The process begins with a free remortgage review to understand your current situation. Whether you’re looking to release equity in Lincoln for home improvements or reduce your monthly outgoings, we’ll guide you through the available options.
Our extensive network allows us to provide access to thousands of remortgage deals. For those in Lincoln, we’ll compare competitive rates and flexible options to help you achieve your goals.
We’ll handle the remortgage application on your behalf, ensuring all forms are completed accurately and on time. Our mortgage advisors in Lincoln will keep you informed throughout the process.
When your remortgage is approved, we’ll oversee the completion, ensuring everything is finalised smoothly. Whether staying with your current lender or switching to a new one, we’ll make the process seamless in Lincoln.
Our free remortgage review helps homeowners in Lincoln explore their options with ease. Whether you’re planning to release equity, reduce your monthly payments, or find a better deal, our advisors will provide expert guidance at no cost.
With access to thousands of remortgage deals, we’ll find the best match for your situation in Lincoln. From competitive fixed-rate offers to flexible products, we’ll ensure you have plenty of options to choose from.
Our service in Lincoln is designed to take the stress out of remortgaging. We’ll handle the application process, manage all paperwork, and liaise with lenders, ensuring a smooth and efficient experience.
Our mortgage advisors in Lincoln are available 7 days a week, so you can access support whenever it’s convenient for you, including evenings and weekends.
Equity release can help fund home improvements like building an extension, upgrading key rooms such as bathrooms or kitchens, or making energy-efficient changes. These projects improve functionality and can add significant value to your property.
Releasing equity is an excellent way to finance major life events, such as a dream wedding, a milestone family celebration, or a once-in-a-lifetime holiday. This lets you enjoy your property’s value without dipping into savings.
Equity release provides an opportunity to assist family financially, whether it’s helping a child buy their first home or covering higher education costs. It’s a meaningful way to put your property’s value to good use.
If you’re considering purchasing a second property, equity release can provide the funds for a deposit. This could be for a buy-to-let investment or a holiday home, opening doors to rental income or long-term growth.
For those nearing retirement, releasing equity can provide funds to clear existing mortgage debt, boost pension income, or create additional financial flexibility for the future.
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Lincolnmoneyman.com & Lincolnmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Lincolnmoneyman.com & Lincolnmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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