It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
A product transfer mortgage in Lincoln allows you to switch to a new deal with your existing lender, typically when your current mortgage product is about to expire.
It’s a simple process that can help you secure a more competitive rate while avoiding the need to move to a new lender.
With a product transfer mortgage in Lincoln, you stay with your current lender and switch to a new product that better suits your needs.
There’s no need for a full remortgage application, making it quicker and more straightforward while helping you maintain financial stability.
Speaking to a mortgage broker for product transfer advice in Lincoln ensures you’re making the right choice for your circumstances.
A mortgage broker in Lincoln like us can compare your lender’s deals against other options on the market, ensuring you secure the most suitable product available.
Sometimes a product transfer is not the most effective option, that is why we will explore your options with you.
A product transfer in Lincoln allows you to switch to a new deal with your current lender, often avoiding the need for legal fees or a valuation
It’s a straightforward way to secure a better rate while keeping the process simple.
Our mortgage advisors in Lincoln can help you evaluate whether this option is the best route for you or if choosing a new product is more cost-effective.
Yes, most lenders allow overpayments on new product transfer deals, though there may be restrictions.
Some agreements cap overpayments at a percentage of the loan amount each year.
It’s essential to review the terms of your deal to ensure it suits your repayment goals.
No, a solicitor is not typically required for a product transfer as it doesn’t involve changing lenders.
This makes the process faster and more cost-effective, as there are no legal fees or lengthy paperwork involved.
This depends on your financial situation and goals.
A product transfer can be quicker and may have lower fees, while remortgaging to a new lender might offer better interest rates or terms.
Seeking professional mortgage advice in Lincoln can help you compare both options and make an informed decision.
Our Customers Love Us
4.99 Rating107 Reviews
Samantha
Excellent service, always available when required and made the process hassle free.
1 month ago
Thomas
All of the members of the team I spoke to including Jason and Stacey were fantastic. They answered all my questions and provide support where needed. I would definitely recommend
2 months ago
Anonymous
We reached out to just see where we stood in regards to our borrowing limit and we’ve come out the other end with a mortgage offer and we are going down the route of getting out own home! This never would have been possible without the help of...
10 months ago
Mr Jamie
Daniel was very friendly, knowledgeable and explained everything to us in enough detail without being overwhelming. He gave gentle reminders for things that we had forgotten to do and got us a very good deal for our remortgage. Would highly...
10 months ago
Anonymous
We had a great experience arranging a remortgage with Dinah and Paula. Our situation was a little complicated, but we received very practical advice and they assisted us right through the process. It was all very straightforward in the end. Thank...
1 year ago
Anonymous
Excellent service. Jason has been very helpful and encouraging every step of the way, especially considering our complex circumstances. Easy to set up video calls to discuss matters and email communication has been very quick, detailed and achieved...
1 year ago
Charlotte
Charlie has been nothing but helpful, answers all questions thrown at him, takes the time to explain what everything means which has been hugely helpful as a first time buyer! It’s been a really quick and smooth process from the rest of the team...
1 year ago
Anonymous
Jason and Megan were absolutely brilliant! Both helping me through the entire process.
1 year ago
Hope
Matt & Paula have been so great and efficient in supporting us as first time buyers. Not once did we feel overwhelmed during the process which is great given that we came into this not knowing what to expect. Everything has been quick and efficient,...
1 year ago
Thomas
Matt was incredibly honest and helpful throughout the process even though he was aware I was speaking to a variety of advisors at my point of contact. His knowledge, responsiveness, and willingness to discuss options available to me, made him the...
1 year ago
Hannah
Matt and Stacey were really helpful in sorting our remortgage out. Matt was quick to get back to us when we had questions and Stacey was always on hand as support
1 year ago
Alexander
Dinah has always been available and communicated any changes or good advice we needed. We really appreciate your support
1 year ago
Emma
Quick, efficient, informative service
1 year ago
Milly
Charlie Bryson has been fantastic, supporting me as a first-time buyer from getting an agreement in principle to viewing houses and then through to a mortgage offer in just two weeks! It was a pleasant surprise to find a broker who could explain...
1 year ago
Tori
My mortgage broker was Leo! He’s always been amazing and Iv been dipping in and out for a few years. He really helped me and found the best deals and explain everything I didn’t understand. He was always there on hand and if he had any...
1 year ago
Matthew
Very quick and helpful service.
1 year ago
Andrew
Very helpful and efficient
1 year ago
Michael
Had the good fortune of having Louise H handling our mortgage/sale and she was fantastic throughout. Often filling gaps in communication from our solicitor and regularly engaged from start to finish.
1 year ago
Gordon
I used Lincolnmoneyman when the Nationwide seriously let me down with their offer of a mortgage. Dan Osman was immediately helpful and explained the system and facilitated the set up of our equity release mortgage. With the help of his assistant...
1 year ago
Jordan
‘Great service as usual’
1 year ago
Book a free appointment with our expert mortgage advisors to discuss your current deal and explore all your options before taking out a product transfer mortgage in Lincoln.
We compare 1000s of mortgages across the market to ensure you’re not missing out on a better deal elsewhere, potentially saving you money in the long run.
Once you’ve chosen the most suitable option, we’ll handle the entire application process, ensuring it’s smooth and stress-free from start to finish.
When your new deal is finalised, we’ll work with your lender and solicitor to complete the process efficiently, keeping you informed every step of the way.
We offer a free, no-obligation mortgage appointment to help you understand your options and find the best solution for your circumstances.
Our team searches through 1000s of mortgage deals, ensuring you receive access to the most competitive rates available, whether for a product transfer or other options.
We pride ourselves on providing clear, professional, and friendly advice tailored to your needs, helping you make informed decisions every step of the way.
Our mortgage advisors in Lincoln are available seven days a week, offering flexible appointment times to fit around your schedule, including evenings and weekends.
If you don’t arrange a new deal before your current mortgage product ends, your loan will automatically switch to your lender’s standard variable rate (SVR).
This rate is often higher, leading to increased monthly payments. Acting early can help you avoid this scenario.
A product transfer in Lincoln can be a convenient option, particularly if you want to avoid the time and costs associated with remortgaging. However, it’s not always the best solution.
While staying with your current lender can simplify the process, you may find more competitive rates or better terms by exploring the wider market.
It’s important to weigh your options carefully.
Yes, performing a product transfer in Lincoln with bad credit is often possible.
Unlike applying for a new mortgage, a product transfer in Lincoln typically doesn’t involve a full credit check, as you’re staying with your existing lender.
This makes it a suitable option for those with a less-than-perfect credit history.
However, it’s important to review the terms offered by your lender to ensure they meet your needs.
Our team specialises in making the process of a product transfer mortgage in Lincoln as smooth and straightforward as possible.
We’ll assess your current deal, explore your lender’s available options, and ensure the new product aligns with your financial goals.
Whether you’re looking to secure a better rate or adjust your mortgage terms, we’ll guide you through every step, providing expert advice tailored to your situation.
Read our 107 Reviews
Lincolnmoneyman.com & Lincolnmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
Lincolnmoneyman.com & Lincolnmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
