Before your fixed-term mortgage comes to an end, you should consider looking at your remortgage options. Whether you are looking to secure a better deal or release some equity from your property, our mortgage advisors in Lincoln will take a look at what options are available.
We recommend that you start exploring your remortgage deals up to six months before your current mortgage product ends. When your fixed term ends, you will be put onto your lender’s standard variable rate (SVR) of interest, where you will usually see your mortgage payments increase. So, starting your process as early as possible can potentially save you money in the long-run.
At the point of remortgage, many people consider raising capital. This can also be referred to as releasing equity. Some people will look to raise capital to fund large purchases such as home improvements or consolidate unsecured debts. We always recommend seeking professional mortgage advice before securing any debts against your home.
We guarantee to be transparent with you at all times during your mortgage process. For example, if we cannot find you a better deal and the most suitable solution is to stay with your current lender, then that’s what we will advise. If we can save you money in the process, we will try and do that too!
You can book a remortgage review to discuss your mortgage options with a mortgage advisor in Lincoln. During this review, we will look at your current/expiring product and see whether there are ways to save you money through the means of a remortgage. This could come in the form of a monthly saving or a longer fixed-term, we will go through every option with you.
We can search 1000s of remortgage products on your behalf to find the perfect deal for your personal and financial situation. Your mortgage advisor will be able to go through your options during this free initial review.
You can book your remortgage review online or by giving our team a call. Simply select a date and time that suits you and book in!
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
41 5 Star Reviews
Helen Morris
Needed a bridging loan for my dad to relocate quickly. He's 89. Conor was very patient and helpful getting us the best deal. He went through the requirements and the deal in detail with dad. Very good paperwork as well. We had quite a few hoops to jump through due to dad's age once the deal was agreed but we managed it with the support of Paula and the team. Thank you all
7 Oct 2026
David Steward
Warren Bailey has been superb in dealing with our upcoming house move. He has helped us understand our options and has helped secure a mortgage for our dream house. He has also helped us to understand our protection options and secure great quotes to ensure me and my family are protected should anything happen.
1 Oct 2026
Julia Rattigan
Very supportive and helpful throughout the whole process
22 Aug 2026
Roy Jackson
Found Lincolnmoneyman via a google search. Needed to explore a few options quickly. Conor dealt with us via teams - easy to talk to, took the time to find out what we needed and explained the process. Everything appears to be moving forward with no hidden suprises. Paula and Jo now dealing with us - again really easy to talk to and understand. Very helpful. So would recommend
6 Aug 2026
Sharon Collins
Great service and support - got us just what we needed thanks
6 Jul 2026
Angela Baufeldt
We used UK money man for the purchase of our new home in Lincoln. Chris Wardill was our advisor and he was excellent all the way through the process. It was quite a stressful purchase from our side but Chris was used to the various hurdles and we felt he went the extra mile to get us the best deal for our circumstances. Overall we would certainly recommend Chris and UK money man to any other clients.
1 May 2026
michelle winters
Really great service and advice given. From my first phone call with Matt and the rest of the team my mortgage offer was made and complete within 2 weeks, excellent and would certainly recommend.
20 Aug 2025
Laura McGregor
Malcom made the process of applying for my first mortgage really quick and stress free. The team were able to break down any unknown vocab in a patient and kind manner and made sure that I understood every part of the process. Such good service!
29 Apr 2025
alan thomas
Excellent professional and helpful advice Fuss free service. We would highly recommend Connor for your mortgage!!
31 Jul 2023
Rhiannon Willis
Made remortgaging really quick and easy. Found me a good deal and helped fulfil my requests.
31 May 2023

Book your remortgage review online and speak with one of our mortgage advisors in Lincoln.
We will take a look at your current product and see whether you can save money by remortgaging to a new deal.

We are able to search 1000s of mortgages via our panel of high street and specialist mortgage lenders.
By evaluating your current mortgage situation, we will be able to find the perfect deal for you!

Once we have found the perfect deal for you, we can begin preparing your remortgage application. From this point in the process, you will work alongside our case managers.
They will help you prepare your remortgage application, making sure that it looks the best that it can! Once we are finished, we can send it to the mortgage lender.

Now that you have submitted your mortgage application, all that is left to do is to wait for the good news!
As soon as your dedicated case manager hears back from the mortgage lender, we will be in touch straight away to tell you the good news!
We offer a remortgage review in Lincoln for all new/existing customers. Our team are available 7 days a week, working around the clock, ensuring that we have availability at a time that suits your schedule.
Give us a call or book your remortgage review online today with Lincolnmoneyman.
We can search through thousands of remortgage products to find you the most suitable deal for your circumstances. By evaluating your personal and financial situation, we are able to pick out the perfect remortgage product for you and your unique circumstances.
Helping customers achieve their Remortgage goals is the heart of this company. Here at Lincolnmoneyman, we offer open and honest mortgage advice in Lincoln. Please feel free to read our genuine customer reviews.
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